B. Cigsar și D. Ünal, „The Effect of Gender and Gender-Dependent Factors on the Default Risk”, rcis, vol. 63, pp. 28–41, dec. 2018, Data accesării: nov. 06, 2026. Disponibil la: https://www.rcis.ro/journal/article/view/2499-the-effect-of-gender-and-gender-dependent-factors-on-the